Cullen/frost Bankers vs Valley National Bancorp
Cullen/frost Bankers and Valley National Bancorp are similar in size: $2.24bn and $2.03bn of revenue in their latest fiscal years. Valley National Bancorp grew faster (9.3% against 8.3%). Valley National Bancorp kept more of each dollar of sales as profit: a net margin of 29.5% against 29.0%.
| Latest fiscal year | Cullen/frost BankersCFR, 2025 | Valley National BancorpVLY, 2025 |
|---|---|---|
| Revenue | $2.24bn | $2.03bn |
| Revenue growth | 8.3% | 9.3% |
| Net income | $649m | $598m |
| Operating margin | — | — |
| Net margin | 29.0% | 29.5% |
| Return on equity | 15.3% | 7.8% |
| Free cash flow | $127m | $326m |
| Cash | $8.87bn | $1.58bn |
| Total debt | $0 | $91.5m |
| Debt to equity | — | — |
| Dividend per share | $3.95 | $0.44 |
| Dividend yield | 2.6% | 3.1% |
| Share buybacks | $158m | $63.0m |
| Employees | 6,008 | — |
| Market value | $9.86bn | $8.00bn |
| Price vs our value range | — | — |
| Moat score | 81 (Strong) | 58 (Moderate) |
| Insider trades, 12 months | 0 buys, 5 sales | 1 buys, 2 sales |