Chime Financial vs WEX
WEX is the larger business, with $2.66bn of revenue in fiscal 2025 against $2.19bn for Chime Financial (1.2 times as much). Chime Financial grew faster (30.7% against 1.2%). WEX kept more of each dollar of sales as profit: a net margin of 11.4% against -46.2%.
| Latest fiscal year | Chime FinancialCHYM, 2025 | WEXWEX, 2025 |
|---|---|---|
| Revenue | $2.19bn | $2.66bn |
| Revenue growth | 30.7% | 1.2% |
| Net income | −$1.01bn | $304m |
| Operating margin | -47.6% | — |
| Net margin | -46.2% | 11.4% |
| Return on equity | — | 22.3% |
| Free cash flow | $32.9m | $314m |
| Cash | $466m | $906m |
| Total debt | $0 | $4.91bn |
| Debt to equity | 0.0% | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $77.5m | $800m |
| Employees | — | 6,600 |
| Market value | $6.74bn | $6.16bn |
| Price vs our value range | — | Above our value range |
| Moat score | — | 56 (Moderate) |
| Insider trades, 12 months | 0 buys, 337 sales | 2 buys, 40 sales |