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Chime Financial, Inc. cash flow statement

In fiscal 2025, Chime Financial, Inc.'s operations generated $52.8m of cash; it spent $19.9m on capital projects, leaving free cash flow of $32.9m. It returned $77.5m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash from operations−1576453345
Depreciation and amortisation13253031
Stock-based pay26301,071282
Capital spending1152033
Free cash flow−1675933312
Free cash flow after stock pay−19329−1,03830
Share buybacks0178300

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Chime Financial, Inc.'s SEC filings (10-K and 10-Q), retrieved October 20, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Chime Financial, Inc.