undamentalytics Newsletter
Sign in

Chime Financial, Inc. balance sheet

At the end of fiscal 2025, Chime Financial, Inc. had total assets of $1.96bn, total liabilities of $563m and shareholders' equity of $1.40bn. It held $466m in cash against $0 of debt: net cash of $466m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents240338466536
Receivables—216258288
Total current assets—1,2871,7561,790
Goodwill—272727
Total assets—1,4611,9651,997
Accounts payable—363936
Total current liabilities—375388387
Total debt00050
Total liabilities—502563592
Shareholders' equity−1,954−1,9311,4021,405
Non-controlling interests and other (assets − liabilities − equity)—2,890——
Net debt (negative = net cash)−240−338−466−486
Shares outstanding—67m——

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

Compare with peers

Head to head: CHYM vs JKHYCHYM vs WEXCHYM vs WSE

More: Transaction & Payment Processing Services stocks compared, Financials sector, rankings of US companies

Figures from Chime Financial, Inc.'s SEC filings (10-K and 10-Q), retrieved October 20, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Chime Financial, Inc.