Cincinnati Financial vs Fidelity National Financial
Cincinnati Financial and Fidelity National Financial are similar in size: $12.63bn and $14.45bn of revenue in their latest fiscal years. Cincinnati Financial grew faster (11.4% against 5.6%). Cincinnati Financial kept more of each dollar of sales as profit: a net margin of 18.9% against 4.2%. Cincinnati Financial carries less debt relative to equity (5.4% against 60.0%).
| Latest fiscal year | Cincinnati FinancialCINF, 2025 | Fidelity National FinancialFNF, 2025 |
|---|---|---|
| Revenue | $12.63bn | $14.45bn |
| Revenue growth | 11.4% | 5.6% |
| Net income | $2.39bn | $602m |
| Operating margin | — | — |
| Net margin | 18.9% | 4.2% |
| Return on equity | 16.0% | 7.9% |
| Free cash flow | $3.09bn | $5.83bn |
| Cash | $1.43bn | $2.64bn |
| Total debt | $861m | $4.45bn |
| Debt to equity | 5.4% | 60.0% |
| Dividend per share | $3.48 | $2.02 |
| Dividend yield | 1.9% | 4.9% |
| Share buybacks | $205m | $251m |
| Employees | 5,705 | 24,535 |
| Market value | $28.66bn | $11.08bn |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 75 (Strong) |
| Insider trades, 12 months | 3 buys, 1 sales | 0 buys, 5 sales |