Cincinnati Financial vs W. R. Berkley
W. R. Berkley is the larger business, with $14.71bn of revenue in fiscal 2025 against $12.63bn for Cincinnati Financial (1.2 times as much). Cincinnati Financial grew faster (11.4% against 7.8%). Cincinnati Financial kept more of each dollar of sales as profit: a net margin of 18.9% against 12.1%. W. R. Berkley carries less debt relative to equity (0.0% against 5.4%).
| Latest fiscal year | Cincinnati FinancialCINF, 2025 | W. R. BerkleyWRB, 2025 |
|---|---|---|
| Revenue | $12.63bn | $14.71bn |
| Revenue growth | 11.4% | 7.8% |
| Net income | $2.39bn | $1.78bn |
| Operating margin | — | — |
| Net margin | 18.9% | 12.1% |
| Return on equity | 16.0% | 19.7% |
| Free cash flow | $3.09bn | $3.58bn |
| Cash | $1.43bn | $2.54bn |
| Total debt | $861m | $0 |
| Debt to equity | 5.4% | 0.0% |
| Dividend per share | $3.48 | $1.85 |
| Dividend yield | 1.9% | 2.5% |
| Share buybacks | $205m | $270m |
| Employees | 5,705 | — |
| Market value | $28.66bn | $27.89bn |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 75 (Strong) |
| Insider trades, 12 months | 3 buys, 1 sales | 94 buys, 0 sales |