Fidelity National Financial vs Hartford
Hartford is the larger business, with $28.37bn of revenue in fiscal 2025 against $14.45bn for Fidelity National Financial (2.0 times as much). Hartford grew faster (6.9% against 5.6%). Hartford kept more of each dollar of sales as profit: a net margin of 13.5% against 4.2%. Hartford carries less debt relative to equity (23.0% against 60.0%).
| Latest fiscal year | Fidelity National FinancialFNF, 2025 | HartfordHIG, 2025 |
|---|---|---|
| Revenue | $14.45bn | $28.37bn |
| Revenue growth | 5.6% | 6.9% |
| Net income | $602m | $3.84bn |
| Operating margin | — | — |
| Net margin | 4.2% | 13.5% |
| Return on equity | 7.9% | 21.7% |
| Free cash flow | $5.83bn | $5.75bn |
| Cash | $2.64bn | $166m |
| Total debt | $4.45bn | $4.37bn |
| Debt to equity | 60.0% | 23.0% |
| Dividend per share | $2.02 | $2.16 |
| Dividend yield | 4.9% | 1.7% |
| Share buybacks | $251m | $1.61bn |
| Employees | 24,535 | 19,200 |
| Market value | $11.08bn | $36.88bn |
| Price vs our value range | — | — |
| Moat score | 75 (Strong) | 64 (Moderate) |
| Insider trades, 12 months | 0 buys, 5 sales | 0 buys, 18 sales |