Cincinnati Financial balance sheet

At the end of fiscal 2025, Cincinnati Financial had total assets of $41.00bn, total liabilities of $25.09bn and shareholders' equity of $15.91bn. It held $1.43bn in cash against $861m of debt: net cash of $570m.

Balance sheet

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Cincinnati Financial: balance sheet, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Cash and equivalents	0.6	0.4	0.4	0.5	0.4	0.6	0.5	0.8	0.7	0.8	0.8	0.9	1.1	1.3	0.9	1.0	1.4	1.2
Total assets	14.4	15.1	15.6	16.5	17.7	18.7	18.9	20.4	21.8	21.9	25.4	27.5	31.4	29.7	32.8	36.5	41.0	42.6
Long-term debt	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8
Total debt	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.9	0.9	0.9
Total liabilities	9.7	10.1	10.6	11.1	11.6	12.2	12.5	13.3	13.6	14.1	15.5	16.8	18.3	19.2	20.7	22.6	25.1	26.4
Shareholders' equity	4.8	5.0	5.0	5.5	6.1	6.6	6.4	7.1	8.2	7.8	9.9	10.8	12.8	10.6	12.1	13.9	15.9	16.2
Net debt (negative = net cash)	0.2	0.4	0.4	0.3	0.4	0.2	0.3	0.0	0.2	0.1	0.1	−0.1	−0.3	−0.4	−0.1	−0.1	−0.6	−0.4
Shares outstanding	—	—	196m	197m	198m	198m	198m	198m	198m	198m	198m	—	—	—	—	—	—	—

US$ billions unless shown otherwise. Fiscal quarters.

Cincinnati Financial: balance sheet, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Total assets	36.5	37.3	38.8	40.6	41.0	41.2	43.2	42.6
Long-term debt	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8
Total debt	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8
Total liabilities	22.6	23.6	24.5	25.2	25.1	25.5	26.6	26.4
Shareholders' equity	13.9	13.7	14.3	15.4	15.9	15.7	16.7	16.2

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

Compare with peers

Head to head: CINF vs WRB CINF vs CNA CINF vs FNF CINF vs ORI

More: Property & Casualty Insurance stocks compared, Financials sector, rankings of US companies

Figures from Cincinnati Financial's SEC filings (10-K and 10-Q), retrieved October 27, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Cincinnati Financial.