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Coastalsouth Bancshares vs Isabella Bank

Coastalsouth Bancshares and Isabella Bank are similar in size: $82.0m and $78.5m of revenue in their latest fiscal years. Coastalsouth Bancshares grew faster (17.4% against 11.5%). Coastalsouth Bancshares kept more of each dollar of sales as profit: a net margin of 30.4% against 24.1%.

Latest fiscal yearCoastalsouth BancsharesCOSO, 2025Isabella BankISBA, 2025
Revenue $82.0m $78.5m
Revenue growth 17.4% 11.5%
Net income $24.9m $18.9m
Operating margin — —
Net margin 30.4% 24.1%
Return on equity 10.9% 8.6%
Free cash flow $61.3m $23.3m
Cash $79.8m $26.0m
Total debt $0 $143m
Debt to equity — —
Dividend per share — $1.12
Dividend yield — 2.6%
Share buybacks $69,000 $4.7m
Employees 179 362
Market value $351m $309m
Price vs our value range — —
Moat score — 71 (Strong)
Insider trades, 12 months 0 buys, 0 sales 21 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.