Isabella Bank Corp income statement
In fiscal 2025, Isabella Bank Corp reported revenue of $78.5m, up 11.5% on the year before and net income of $18.9m, or $2.56 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48 | 49 | 50 | 55 | 50 | 51 | 52 | 54 | 57 | 59 | 57 | 65 | 67 | 74 | 72 | 70 | 79 | 89 |
| Interest expense | 20 | 17 | 16 | 13 | 11 | 10 | 10 | 11 | 12 | 16 | 18 | 14 | 7 | 5 | 22 | — | — | — |
| Net interest income | 38 | 40 | 42 | 43 | 39 | 41 | 41 | 43 | 46 | 48 | 49 | 50 | 53 | 60 | 58 | 56 | 63 | 71 |
| Non-interest income | 10 | 9 | 8 | 12 | 10 | 9 | 10 | 11 | 11 | 11 | 8 | 14 | 14 | 14 | 14 | 15 | 16 | 18 |
| Non-interest expense | 34 | 34 | 35 | 38 | 34 | 35 | 36 | 38 | 40 | 43 | 43 | 51 | 44 | 47 | 49 | 52 | 55 | 60 |
| Provision for credit losses | 6 | 5 | 4 | 2 | 1 | −1 | −3 | −0 | 0 | 1 | 0 | 2 | −1 | 0 | 1 | 2 | −1 | 2 |
| Income before tax | 9 | 11 | 12 | 15 | 15 | 16 | 18 | 16 | 16 | 15 | 14 | 12 | 23 | 27 | 22 | 16 | 24 | 27 |
| Income tax | — | — | 1 | 2 | 2 | 2 | 3 | 2 | 3 | 1 | 1 | 1 | 4 | 5 | 4 | 3 | 5 | — |
| Net income | 8 | 9 | 10 | 12 | 13 | 14 | 15 | 14 | 13 | 14 | 13 | 11 | 19 | 22 | 18 | 14 | 19 | 21 |
| Diluted EPS | $1.01 | $1.17 | $1.31 | $1.56 | $1.59 | $1.74 | $1.90 | $1.73 | $1.65 | $1.74 | $1.61 | $1.34 | $2.45 | $2.91 | $2.40 | $1.86 | $2.56 | $2.88 |
| Diluted shares (average) | — | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 8m | 7m | 7m | 7m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 19 | 18 | 19 | 20 | 21 | 21 | 22 | 24 |
| Net interest income | 15 | 15 | 15 | 16 | 17 | 17 | 18 | 19 |
| Non-interest income | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 |
| Non-interest expense | 13 | 13 | 14 | 14 | 14 | 15 | 15 | 16 |
| Provision for credit losses | 0 | −0 | −1 | 0 | 0 | 1 | 1 | 0 |
| Income before tax | 5 | 5 | 6 | 6 | 7 | 6 | 6 | 8 |
| Net income | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 7 |
| Diluted EPS | $0.54 | $0.53 | $0.68 | $0.71 | $0.64 | $0.68 | $0.69 | $0.86 |
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