Isabella Bank vs Timberland Bancorp
Isabella Bank and Timberland Bancorp are similar in size: $78.5m and $82.6m of revenue in their latest fiscal years. Isabella Bank grew faster (11.5% against 9.6%). Timberland Bancorp kept more of each dollar of sales as profit: a net margin of 35.3% against 24.1%.
| Latest fiscal year | Isabella BankISBA, 2025 | Timberland BancorpTSBK, 2025 |
|---|---|---|
| Revenue | $78.5m | $82.6m |
| Revenue growth | 11.5% | 9.6% |
| Net income | $18.9m | $29.2m |
| Operating margin | — | — |
| Net margin | 24.1% | 35.3% |
| Return on equity | 8.6% | 11.5% |
| Free cash flow | $23.3m | $28.4m |
| Cash | $26.0m | $243m |
| Total debt | $143m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.12 | $1.02 |
| Dividend yield | 2.6% | 2.4% |
| Share buybacks | $4.7m | $5.8m |
| Employees | 362 | 271 |
| Market value | $309m | $368m |
| Price vs our value range | — | — |
| Moat score | 71 (Strong) | 93 (Strong) |
| Insider trades, 12 months | 21 buys, 0 sales | 0 buys, 15 sales |