Isabella Bank vs Versabank
Isabella Bank and Versabank are similar in size: $78.5m and $89.0m of revenue in their latest fiscal years. Isabella Bank grew faster (11.5% against 8.5%). Isabella Bank kept more of each dollar of sales as profit: a net margin of 24.1% against 22.8%.
| Latest fiscal year | Isabella BankISBA, 2025 | VersabankVBNK, 2025 |
|---|---|---|
| Revenue | $78.5m | $89.0m |
| Revenue growth | 11.5% | 8.5% |
| Net income | $18.9m | $20.3m |
| Operating margin | — | — |
| Net margin | 24.1% | 22.8% |
| Return on equity | 8.6% | 6.1% |
| Free cash flow | $23.3m | $31.1m |
| Cash | $26.0m | $415m |
| Total debt | $143m | $0 |
| Debt to equity | — | 0.0% |
| Dividend per share | $1.12 | — |
| Dividend yield | 2.6% | 0.3% |
| Share buybacks | $4.7m | — |
| Employees | 362 | — |
| Market value | $309m | $696m |
| Price vs our value range | — | — |
| Moat score | 71 (Strong) | — |
| Insider trades, 12 months | 21 buys, 0 sales | 0 buys, 0 sales |