Donegal Group vs Palomar Holdings
Donegal Group and Palomar Holdings are similar in size: $978m and $876m of revenue in their latest fiscal years. Palomar Holdings grew faster (58.2% against -1.2%). Palomar Holdings kept more of each dollar of sales as profit: a net margin of 22.5% against 8.1%. Donegal Group carries less debt relative to equity (0.0% against 0.0%).
| Latest fiscal year | Donegal GroupDGICA, 2025 | Palomar HoldingsPLMR, 2025 |
|---|---|---|
| Revenue | $978m | $876m |
| Revenue growth | -1.2% | 58.2% |
| Net income | $79.3m | $197m |
| Operating margin | — | — |
| Net margin | 8.1% | 22.5% |
| Return on equity | 13.4% | 23.6% |
| Free cash flow | $70.2m | $409m |
| Cash | $26.8m | $107m |
| Total debt | $0 | $0 |
| Debt to equity | 0.0% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | 4.5% | — |
| Share buybacks | — | $37.3m |
| Employees | 851 | 439 |
| Market value | $590m | $3.74bn |
| Price vs our value range | — | — |
| Moat score | — | 60 (Moderate) |
| Insider trades, 12 months | 70 buys, 19 sales | 1 buys, 95 sales |