Donegal Group vs HCI Group
Donegal Group and HCI Group are similar in size: $978m and $901m of revenue in their latest fiscal years. HCI Group grew faster (20.1% against -1.2%). HCI Group kept more of each dollar of sales as profit: a net margin of 33.2% against 8.1%. Donegal Group carries less debt relative to equity (0.0% against 3.1%).
| Latest fiscal year | Donegal GroupDGICA, 2025 | HCI GroupHCI, 2025 |
|---|---|---|
| Revenue | $978m | $901m |
| Revenue growth | -1.2% | 20.1% |
| Net income | $79.3m | $299m |
| Operating margin | — | — |
| Net margin | 8.1% | 33.2% |
| Return on equity | 13.4% | 40.0% |
| Free cash flow | $70.2m | $441m |
| Cash | $26.8m | $1.21bn |
| Total debt | $0 | $32.4m |
| Debt to equity | 0.0% | 3.1% |
| Dividend per share | — | $1.60 |
| Dividend yield | 4.5% | 0.8% |
| Share buybacks | — | $1.5m |
| Employees | 851 | 594 |
| Market value | $590m | $2.52bn |
| Price vs our value range | — | — |
| Moat score | — | 51 (Moderate) |
| Insider trades, 12 months | 70 buys, 19 sales | 0 buys, 0 sales |