Eagle Financial Services vs First Community
Eagle Financial Services and First Community are similar in size: $69.5m and $79.0m of revenue in their latest fiscal years. First Community grew faster (19.6% against -4.5%). First Community kept more of each dollar of sales as profit: a net margin of 24.3% against 11.8%.
| Latest fiscal year | Eagle Financial ServicesEFSI, 2025 | First CommunityFCCO, 2025 |
|---|---|---|
| Revenue | $69.5m | $79.0m |
| Revenue growth | -4.5% | 19.6% |
| Net income | $8.2m | $19.2m |
| Operating margin | — | — |
| Net margin | 11.8% | 24.3% |
| Return on equity | 5.3% | 12.3% |
| Free cash flow | $24.3m | $17.6m |
| Cash | $217m | $161m |
| Total debt | $69.6m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.24 | $0.62 |
| Dividend yield | 2.7% | 1.7% |
| Share buybacks | — | — |
| Employees | 254 | — |
| Market value | $248m | $310m |
| Price vs our value range | — | — |
| Moat score | 55 (Moderate) | 59 (Moderate) |
| Insider trades, 12 months | 5 buys, 2 sales | 2 buys, 6 sales |