Eagle Financial Services vs Versabank
Versabank is the larger business, with $89.0m of revenue in fiscal 2025 against $69.5m for Eagle Financial Services (1.3 times as much). Versabank grew faster (8.5% against -4.5%). Versabank kept more of each dollar of sales as profit: a net margin of 22.8% against 11.8%.
| Latest fiscal year | Eagle Financial ServicesEFSI, 2025 | VersabankVBNK, 2025 |
|---|---|---|
| Revenue | $69.5m | $89.0m |
| Revenue growth | -4.5% | 8.5% |
| Net income | $8.2m | $20.3m |
| Operating margin | — | — |
| Net margin | 11.8% | 22.8% |
| Return on equity | 5.3% | 6.1% |
| Free cash flow | $24.3m | $31.1m |
| Cash | $217m | $415m |
| Total debt | $69.6m | $0 |
| Debt to equity | — | 0.0% |
| Dividend per share | $1.24 | — |
| Dividend yield | 2.7% | 0.3% |
| Share buybacks | — | — |
| Employees | 254 | — |
| Market value | $248m | $696m |
| Price vs our value range | — | — |
| Moat score | 55 (Moderate) | — |
| Insider trades, 12 months | 5 buys, 2 sales | 0 buys, 0 sales |