First Community vs Versabank
First Community and Versabank are similar in size: $79.0m and $89.0m of revenue in their latest fiscal years. First Community grew faster (19.6% against 8.5%). First Community kept more of each dollar of sales as profit: a net margin of 24.3% against 22.8%.
| Latest fiscal year | First CommunityFCCO, 2025 | VersabankVBNK, 2025 |
|---|---|---|
| Revenue | $79.0m | $89.0m |
| Revenue growth | 19.6% | 8.5% |
| Net income | $19.2m | $20.3m |
| Operating margin | — | — |
| Net margin | 24.3% | 22.8% |
| Return on equity | 12.3% | 6.1% |
| Free cash flow | $17.6m | $31.1m |
| Cash | $161m | $415m |
| Total debt | $0 | $0 |
| Debt to equity | — | 0.0% |
| Dividend per share | $0.62 | — |
| Dividend yield | 1.7% | 0.3% |
| Share buybacks | — | — |
| Employees | — | — |
| Market value | $310m | $696m |
| Price vs our value range | — | — |
| Moat score | 59 (Moderate) | — |
| Insider trades, 12 months | 2 buys, 6 sales | 0 buys, 0 sales |