Equifax vs Transunion
Equifax is the larger business, with $6.07bn of revenue in fiscal 2025 against $4.58bn for Transunion (1.3 times as much). Transunion grew faster (9.4% against 6.9%). Equifax kept more of each dollar of sales as profit: a net margin of 10.9% against 10.0%. Equifax carries less debt relative to equity (111.1% against 115.0%).
| Latest fiscal year | EquifaxEFX, 2025 | TransunionTRU, 2025 |
|---|---|---|
| Revenue | $6.07bn | $4.58bn |
| Revenue growth | 6.9% | 9.4% |
| Net income | $660m | $455m |
| Operating margin | 18.0% | 18.7% |
| Net margin | 10.9% | 10.0% |
| Return on equity | 14.0% | 10.5% |
| Free cash flow | $1.13bn | $662m |
| Cash | $181m | $854m |
| Total debt | $5.11bn | $5.10bn |
| Debt to equity | 111.1% | 115.0% |
| Dividend per share | $1.89 | $0.46 |
| Dividend yield | 1.1% | 0.6% |
| Share buybacks | $928m | $302m |
| Employees | 15,000 | 13,500 |
| Market value | $22.04bn | $14.92bn |
| Price vs our value range | Within our value range | Within our value range |
| Moat score | 42 (Weak) | 46 (Moderate) |
| Insider trades, 12 months | 1 buys, 36 sales | 0 buys, 36 sales |