First Citizens Bancshares vs Huntington Bancshares
First Citizens Bancshares is the larger business, with $9.54bn of revenue in fiscal 2025 against $8.17bn for Huntington Bancshares (1.2 times as much). Huntington Bancshares grew faster (10.6% against -2.2%). Huntington Bancshares kept more of each dollar of sales as profit: a net margin of 27.1% against 23.1%.
| Latest fiscal year | First Citizens BancsharesFCNCA, 2025 | Huntington BancsharesHBAN, 2025 |
|---|---|---|
| Revenue | $9.54bn | $8.17bn |
| Revenue growth | -2.2% | 10.6% |
| Net income | $2.21bn | $2.21bn |
| Operating margin | — | — |
| Net margin | 23.1% | 27.1% |
| Return on equity | 9.9% | 10.0% |
| Free cash flow | $2.21bn | $2.21bn |
| Cash | $801m | $13.49bn |
| Total debt | $36.01bn | $18.48bn |
| Debt to equity | — | — |
| Dividend per share | $7.95 | $0.62 |
| Dividend yield | 0.7% | 3.4% |
| Share buybacks | $3.03bn | — |
| Employees | 17,876 | — |
| Market value | $26.98bn | $31.90bn |
| Price vs our value range | — | — |
| Moat score | 62 (Moderate) | 61 (Moderate) |
| Insider trades, 12 months | 62 buys, 11 sales | 20 buys, 16 sales |