First Citizens Bancshares vs KeyCorp
First Citizens Bancshares is the larger business, with $9.54bn of revenue in fiscal 2025 against $7.51bn for KeyCorp (1.3 times as much). KeyCorp grew faster (62.7% against -2.2%). KeyCorp kept more of each dollar of sales as profit: a net margin of 24.3% against 23.1%.
| Latest fiscal year | First Citizens BancsharesFCNCA, 2025 | KeyCorpKEY, 2025 |
|---|---|---|
| Revenue | $9.54bn | $7.51bn |
| Revenue growth | -2.2% | 62.7% |
| Net income | $2.21bn | $1.83bn |
| Operating margin | — | — |
| Net margin | 23.1% | 24.3% |
| Return on equity | 9.9% | 9.5% |
| Free cash flow | $2.21bn | $2.10bn |
| Cash | $801m | $1.29bn |
| Total debt | $36.01bn | $10.99bn |
| Debt to equity | — | — |
| Dividend per share | $7.95 | $0.82 |
| Dividend yield | 0.7% | 4.5% |
| Share buybacks | $3.03bn | — |
| Employees | 17,876 | 17,883 |
| Market value | $26.98bn | $22.94bn |
| Price vs our value range | — | — |
| Moat score | 62 (Moderate) | 49 (Moderate) |
| Insider trades, 12 months | 62 buys, 11 sales | 0 buys, 7 sales |