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Huntington Bancshares (HBAN) stock

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NASDAQ: HBAN Nasdaq Regional Banks Next results ~January 21, 2027

D Fundamentals grade

Huntington Bancshares is a US-listed company in the regional banks industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$18

Valuation models combined (6)

Base case. Range ~$12–$20. Weighted average of 6 models (residual income, justified price-to-book, price-to-book vs return on equity (peers), price-to-book vs peers, forward price-to-earnings vs peers, dividend discount (two-stage)), the residual income counting double.

Price vs value

Modestly undervalued

The price is inside our value range, 11% below our base value.

Price used: $16.01, November 2, 2026

Huntington Bancshares valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders4 buying, 9 selling20 purchases and 16 sales by directors and officers, last 12 monthsInsider trades
  • Funds549 adding, 481 cuttingOf 77 active managers that changed their stake, 33 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Huntington Bancshares files

10-Q filed October 27: Huntington Bancshares

Model value −2.5%

Revenue for the twelve months to September 2026 reached $10.4bn, a gain of 30.6% on a year earlier. That pace quickened from the 26.4% growth recorded a quarter earlier. Set against this, the diluted share count rose 27.6% over the same period, diluting existing holders. The fundamentals grade slips from C to D. Our model value eases from $18.15 to $17.70 a share, while the stock trades at $15.64. The rating stays Hold.

Source: 10-Q filed October 27, 2026 on SEC EDGAR · Financials · Valuation

Earlier notes (1)

Where Huntington Bancshares stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $1.81bn, up 20.5% on a year earlier, faster than 13.5% a quarter earlier. The diluted share count is up 18.3% on a year earlier, which dilutes existing holders. Our valuation models combined value is $17.80 a share, against a share price of $15.55.

10-Q on SEC EDGAR

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 21, 2027 (estimated)

Huntington Bancshares's trailing-twelve-month revenue grew 30.6% year on year, with a free-cash-flow margin of 28.1%. Where it stands out: revenue growth of 30.6% ranks 37 of 245 regional banks companies we cover. Where it lags: change in share count of 27.6% ranks 222 of 230 regional banks companies we cover.

Current signal Revenue growth accelerating: TTM revenue growth rose to 30.6% (+4.1pp vs the prior quarter).

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Fast growth. Revenue grew 30.6% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Growth speeding up. The growth rate is 4.1 points higher than a quarter earlier.
  • Strong cash generation. 28.1% of revenue turned into free cash flow.

Things to watch

  • Share dilution. Diluted shares rose 27.6% in a year.
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.
  • Estimates being cut. Analysts' consensus for next year's earnings per share has fallen 6.9% over 90 days.

Latest results: FY2026 Q3

Filed October 27, 2026
Earnings per share
$0.38 against an average estimate of $0.38: missed by 0.1%
Revenue
$2.79bn, up 30.8% on a year earlier
Share reaction
+0.1% in the first session after the results on October 22, 2026, against -1.7% for the S&P 500
Next report
January 21, 2027; average EPS estimate $0.40

Huntington Bancshares' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.5%
  • 1 week+1.8%
  • 1 month+4.4%
  • This year-5.0%
  • 1 year+7.7%
  • 5 years+23.2%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$10.4B
Net margin
24.0%
EPS (TTM, diluted)
$1.32

Growth

Revenue growth
+30.6%
Change in growth rate
+4.1 pts
Share count change
+27.6%

Earnings

Last results
October 22, 2026
Next results (est.)
January 21, 2027

News & updates

Updated November 2, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Leadership
  2. Our research
  3. Announcement
  4. Leadership
  5. Announcement
  6. Results
  7. Announcement
  8. Product
  9. Announcement
  10. Product
  11. Results
  12. Announcement
  13. Leadership
  14. Announcement
  15. Announcement
  16. Leadership
  17. Announcement
  18. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Huntington Bancshares valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03
Hold12-month view
12-month price target
~$18
Price used
$15.91close November 3, 2026
Implied change
▲ +13%
Uncertainty
Low

How we got here: the combined value of 6 valuation models built for a business like Huntington Bancshares (see the models table below and how they are combined) , with a 8.89% cost of equity. The models span ~$12–~$20; that spread sets a 15% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Valuation models

We value Huntington Bancshares as a bank or lender, with every model that fits that kind of business. Cost of equity 8.9%: the 10-year Treasury yield (4.9%) plus a beta of 0.88 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$18 ~$13–$25 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$20 ~$17–$24 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$20 ~$12–$28 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$12 ~$15–$23 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$17 ~$16–$20 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$20 ~$17–$24 Included
Combined value Weighted average of the models that apply: the primary model (residual income) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$18 ~$12–$20 6 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Huntington Bancshares with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

61 /100

Moderate moat

How hard Huntington Bancshares's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 12 / 20

    Net income has been a median 1.0% of total assets over 10 years.

  • Durability 18 / 20

    Net margin has been a median 26.0%; its worst year was 17.3%.

  • Discipline 10 / 20

    The diluted share count rose 61.4% over five years; stock-based pay has been a median 1.7% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (66 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 21, 2027, before the open. Analysts expect revenue of $2.9bn and EPS of $0.40 (range $0.38 to $0.42) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $1.55 +6% $11.1bn +35%
Next $1.75 +13% $11.9bn +7%

Next year's EPS estimate has moved −6.9% in 90 days, across 16 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −3.0% on 90 days ago. In the last 30 days, 0 analysts raised Huntington Bancshares's forecast and 13 cut it.

Consensus EPS forecast Huntington Bancshares, last 90 days
$1.50 $1.60 $1.70 $1.80 $1.90 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $1.59 Current fiscal year, 60 days ago: $1.59 Current fiscal year, 30 days ago: $1.54 Current fiscal year, 7 days ago: $1.54 Current fiscal year, Now: $1.55 $1.55 Next fiscal year, 90 days ago: $1.88 Next fiscal year, 60 days ago: $1.88 Next fiscal year, 30 days ago: $1.77 Next fiscal year, 7 days ago: $1.76 Next fiscal year, Now: $1.75 $1.75

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $1.59$1.88
60 days ago $1.59$1.88
30 days ago $1.54$1.77
7 days ago $1.54$1.76
Now $1.55$1.75

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.38 $0.38 −0.1%
Jun 2026 $0.39 $0.39 +0.9%
Mar 2026 $0.35 $0.37 +5.0%
Dec 2025 $0.38 $0.37 −1.3%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 22, 2026

No numeric guidance in Huntington Bancshares's latest earnings release (filed October 22, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

21 analysts, Oct 2026
Buy1571%
Hold629%
Sell00%

Monthly trend

  1. Oct 2026312621
  2. Sep 2026311620
  3. Aug 2026211720
  4. Jul 2026210719

Counts of recommendations published by analysts covering Huntington Bancshares, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
3.4%
of tradable shares
Days to cover
2.12
at average volume
Short interest, 1 month
+29%
to October 15, 2026
Held by institutions
90%
of shares
Held by insiders
0.8%
of shares
Employees
25,898
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +7.7%

$14.87 on October 31, 2025 to $16.01

ThenNowEffect
Revenue (last 12 months) $7.7bn $9.7bn +26.4%
Net margin 27.5% 24.7% −10.1%
P/E multiple 10.4x 11.7x +12.1%
Share count 1480m 1751m −15.5%

Biggest factor: revenue.

Last 3 years +70.5%

$9.39 on November 3, 2023 to $16.01

ThenNowEffect
Revenue (last 12 months) $7.6bn $9.7bn +27.4%
Net margin 31.5% 24.7% −21.6%
P/E multiple 5.7x 11.7x +103.7%
Share count 1467m 1751m −16.2%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
HBAN+27%−4%−5%+34%+11%−5%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
HBAN67%50%50%67%50%46%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
HBAN−19%−31%−40%−14%−27%−21%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 55% from December 12, 2019 to April 3, 2020. Getting back needed a 122% gain, reached on January 11, 2021, 283 days after the low.

Price behaviour

52-week range
$14.70 – $18.72
From 52-week high
−14.5%
vs 50-day average
+0.8%
vs 200-day average
−2.6%
Volatility (1 year)
26%
Beta vs S&P 500
0.79

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±3.2%
After a week
6 up, 6 down
typical move ±3.7%
After a month
2 up, 9 down
typical move ±5.9%
Results releasedNext dayS&P 500 next day5 days21 days
October 22, 2026 +0.1% −1.7% +1.6% —
July 23, 2026 −5.0% −1.1% −6.5% −6.8%
April 23, 2026 −2.5% +0.4% −0.4% −5.4%
January 22, 2026 −7.6% +0.6% −7.9% −9.0%
October 20, 2025 +2.8% +1.0% +0.9% −1.0%
October 17, 2025 +3.1% +1.6% +4.6% −0.5%
July 18, 2025 −1.0% +0.1% −0.8% −1.8%
July 14, 2025 −4.8% −0.2% −3.3% −5.3%
April 17, 2025 +1.5% −2.2% +8.5% +21.5%
January 17, 2025 +1.5% +1.9% +2.0% −0.1%
October 17, 2024 −3.0% +0.4% −1.8% +11.7%
July 19, 2024 +5.0% +0.4% +5.8% −1.9%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Options strategies

All options ideas

How Huntington Bancshares’s listed options are priced, and three ways to use them that follow from our valuation. Quotes are delayed, read November 2, 2026. Check the live chain at your broker before trading.

Implied vs realised volatility

Options look fairly priced

Implied volatility is within its normal range against realised. Selling options earns the usual premium, nothing extra.

  • Implied is 1.30× the last 60 days’ realised volatility , richer than 75% of the 229 stocks we screen today.
  • Why: implied is not far enough above realised, or not unusual against our coverage.

Our rule for “rich”: implied at least 1.2× 60-day realised (beyond measurement noise), above 1-year realised (not just a calm spell), and in the top 20% of our coverage that day. Never with results inside the option’s life. These are our conventions, built on research showing option prices usually imply more movement than follows, most when the gap is wide. How we judge this.

Cash-secured put

Not offered: fundamentals grade D (needs B+ or better).

We suggest selling a put only on well-rated companies, at a strike where the price you would pay if assigned (strike less premium) is at or below our fair value.

Covered call

Not offered: no liquid call at or above our price target — the model says the upside is worth more than any listed strike.

For holders: sell a call at a strike at or above our fair value, so the shares are only sold at a price the model calls full value.

Collar

Not offered: the shares trade below our fair value: a collar caps upside the model expects.

For holders of a stock trading at or above our fair value: buy a put for a floor and sell a call to pay for it.

General research, not personal advice. Options can lose you more than you expect and are not suitable for everyone: put sellers can be made to buy shares that keep falling, call sellers give up gains above the strike, and results or news can move prices sharply. Chances shown are approximations from each option’s delta. Spreads, fees and early assignment are not modelled.

Huntington Bancshares in five measures

Fundamentals grade D
Growth Profitability Cash Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Huntington Bancshares
$7B $8B $9B $10B $11B FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue (TTM), FY23 Q4: $7.4B Revenue (TTM), FY24 Q1: $7.2B Revenue (TTM), FY24 Q2: $7.2B Revenue (TTM), FY24 Q3: $7.2B Revenue (TTM), FY24 Q4: $7.4B Revenue (TTM), FY25 Q1: $7.6B Revenue (TTM), FY25 Q2: $7.7B Revenue (TTM), FY25 Q3: $7.9B Revenue (TTM), FY25 Q4: $8.2B Revenue (TTM), FY26 Q1: $8.8B Revenue (TTM), FY26 Q2: $9.7B Revenue (TTM), FY26 Q3: $10.4B $10.4B

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q4 $7.4B
FY24 Q1 $7.2B
FY24 Q2 $7.2B
FY24 Q3 $7.2B
FY24 Q4 $7.4B
FY25 Q1 $7.6B
FY25 Q2 $7.7B
FY25 Q3 $7.9B
FY25 Q4 $8.2B
FY26 Q1 $8.8B
FY26 Q2 $9.7B
FY26 Q3 $10.4B
Revenue growth, TTM YoY Huntington Bancshares
-10% 0% 10% 20% 30% 40% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue growth, TTM YoY, FY23 Q4: 1.5% Revenue growth, TTM YoY, FY24 Q1: -4.5% Revenue growth, TTM YoY, FY24 Q2: -6.2% Revenue growth, TTM YoY, FY24 Q3: -5.9% Revenue growth, TTM YoY, FY24 Q4: 0.3% Revenue growth, TTM YoY, FY25 Q1: 5.0% Revenue growth, TTM YoY, FY25 Q2: 7.4% Revenue growth, TTM YoY, FY25 Q3: 11.1% Revenue growth, TTM YoY, FY25 Q4: 10.6% Revenue growth, TTM YoY, FY26 Q1: 16.8% Revenue growth, TTM YoY, FY26 Q2: 26.4% Revenue growth, TTM YoY, FY26 Q3: 30.6% 30.6%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q4 1.5%
FY24 Q1 -4.5%
FY24 Q2 -6.2%
FY24 Q3 -5.9%
FY24 Q4 0.3%
FY25 Q1 5.0%
FY25 Q2 7.4%
FY25 Q3 11.1%
FY25 Q4 10.6%
FY26 Q1 16.8%
FY26 Q2 26.4%
FY26 Q3 30.6%
FCF margin (TTM) Huntington Bancshares
20% 25% 30% 35% 40% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 FCF margin (TTM), FY23 Q4: 34.2% FCF margin (TTM), FY24 Q1: 39.8% FCF margin (TTM), FY24 Q2: 35.2% FCF margin (TTM), FY24 Q3: 20.2% FCF margin (TTM), FY24 Q4: 22.9% FCF margin (TTM), FY25 Q1: 22.5% FCF margin (TTM), FY25 Q2: 25.3% FCF margin (TTM), FY25 Q3: 31.4% FCF margin (TTM), FY25 Q4: 27.1% FCF margin (TTM), FY26 Q1: 24.4% FCF margin (TTM), FY26 Q2: 27.6% FCF margin (TTM), FY26 Q3: 28.1% 28.1%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q4 34.2%
FY24 Q1 39.8%
FY24 Q2 35.2%
FY24 Q3 20.2%
FY24 Q4 22.9%
FY25 Q1 22.5%
FY25 Q2 25.3%
FY25 Q3 31.4%
FY25 Q4 27.1%
FY26 Q1 24.4%
FY26 Q2 27.6%
FY26 Q3 28.1%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Huntington Bancshares earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $10.3B
  2. Fee and other income $2.2B · 26.6%
  3. Interest paid $4.3B
  4. Net interest income $6B · 73.4%
  5. Revenue $8.2B
  6. Non-interest expense $5B · 61.4%
  7. Credit-loss provisions $466M · 5.7%
  8. Pre-tax profit $2.7B · 32.9%
  9. Income tax $459M · 5.6%
  10. Net income $2.2B · 27.1%

Shares of revenue. Source: Huntington Bancshares's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Sept 2026
Income
Revenue 2.4 2.7 2.6 2.8 2.7 2.8 3.0 3.5 4.3 4.5 4.7 4.8 6.0 7.3 7.4 7.4 8.2 10.4
Net income −3.1 0.3 0.5 0.6 0.6 0.6 0.7 0.7 1.2 1.4 1.4 0.8 1.3 2.2 2.0 1.9 2.2 2.5
Diluted EPS −$6.14 $0.19 $0.59 $0.69 $0.72 $0.72 $0.81 $0.70 $1.00 $1.20 $1.27 $0.69 $0.90 $1.45 $1.24 $1.22 $1.39 $1.32
Growth (year on year)
Revenue +8.5% +9.5% −1.9% +7.9% −3.6% +3.7% +6.2% +17.7% +22.4% +4.7% +3.5% +3.2% +24.4% +21.1% +1.5% +0.3% +10.6% +30.6%
Net income — — +73.7% +16.3% +1.6% −1.4% +9.6% +2.7% +66.6% +17.5% +1.3% −42.1% +58.5% +72.8% −12.8% −0.6% +14.0% +12.1%
Diluted EPS — — +210.5% +16.9% +4.3% 0.0% +12.5% −13.6% +42.9% +20.0% +5.8% −45.7% +30.4% +61.1% −14.5% −1.6% +13.9% −12.2%
Margins
Net margin −127.3% 11.7% 20.8% 22.4% 23.6% 22.5% 23.2% 20.2% 27.5% 30.9% 30.2% 17.0% 21.6% 30.9% 26.5% 26.3% 27.1% 24.0%
Free-cash-flow margin 78.9% 29.0% 55.6% 31.0% 33.5% 29.5% 31.4% 31.1% 40.8% 35.8% 31.4% 25.0% 30.3% 52.6% 34.2% 22.9% 27.1% 28.1%
Cash flow
Cash from operations 2.0 0.8 1.6 1.0 1.0 0.9 1.0 1.2 2.0 1.7 1.6 1.3 2.1 4.0 2.7 1.8 2.5 3.3
Capital spending 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.1 0.1 0.2 0.2 0.1 0.1 0.3 0.4
Free cash flow 1.9 0.8 1.5 0.9 0.9 0.8 0.9 1.1 1.8 1.6 1.5 1.2 1.8 3.8 2.5 1.7 2.2 2.9
Stock-based pay 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2
Free cash flow after stock pay 1.9 0.8 1.4 0.8 0.9 0.8 0.9 1.0 1.7 1.5 1.4 1.1 1.7 3.7 2.4 1.6 2.1 2.7
Balance sheet
Cash 1.5 1.1 1.3 1.3 1.0 1.2 0.8 1.4 1.5 2.7 1.2 6.6 5.5 6.7 10.1 12.8 13.5 16.8
Total debt 0.9 2.0 1.4 0.6 4.8 6.7 7.7 12.0 14.3 10.6 12.5 8.5 7.4 11.7 13.0 16.7 18.5 23.4
Net debt (negative = net cash) −0.6 0.9 0.2 −0.7 3.8 5.5 6.8 10.6 12.7 8.0 11.3 1.9 1.9 5.0 2.9 3.8 5.0 6.6
Diluted shares 533m 729,532m 868m 863m 844m 833m 817m 919m 1,136m 1,106m 1,056m 1,033m 1,287m 1,465m 1,468m 1,476m 1,505m 1,892m
Returned to shareholders
Dividends 0.2 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.3 0.5 0.6 0.6 0.8 0.9 0.9 0.9 0.9 1.1
Buybacks — — — — 0.1 0.3 0.3 0.0 0.3 0.9 0.4 0.1 0.7 0.0 0.0 — — —
Total returned 0.2 0.1 0.1 0.2 0.3 0.5 0.4 0.2 0.6 1.5 1.0 0.7 1.4 0.9 0.9 0.9 0.9 1.1

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Dividends (TTM)
$1.1B
Diluted share count
+27.6%
year over year
Total shareholder yield
3.4%
dividends 3.4% + buybacks 0.0% of market value
Dividend payout ratio
44%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated HBAN FITB MTB FCNCA CFG KEY Median
Revenue, last 12 months $10.4bn $10.7bn $10.0bn $9.6bn $8.9bn $7.8bn $255m
Revenue growth, last 12 months 30.6% 23.8% 5.8% 0.9% 10.6% 51.1% 12.5%
Revenue growth, 3-year average 10.9% 6.6% 0.7% −15.9% 1.9% 3.3% 6.0%
Revenue growth, latest quarter 30.8% 45.8% 5.7% 2.5% 9.6% 6.7% 10.7%
Net margin 24.0% 21.8% 30.4% 24.5% 25.4% 26.0% 28.7%
Cash from operations / revenue 32.3% 34.1% 38.2% 33.1% 14.1% 16.8% 34.3%
Free-cash-flow margin 28.1% 28.1% 35.0% 25.6% 9.3% 15.3% 31.4%
Free-cash-flow margin, 3-year average 26.6% 37.1% 35.0% 26.0% 20.1% 24.0% 29.9%
Stock pay / revenue 1.7% 2.3% 1.4% −0.0% 1.3% 1.7% 1.2%
Change in share count 27.6% 13.6% −8.0% −11.7% −2.4% 6.2% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 30.6% 12.5% 37 of 245
Change in growth rate Growth +4.1pp +0.0pp 53 of 244
Net margin Profitability 24.0% 28.7% 169 of 245
Stock pay as % of revenue Cash generation 1.7% 1.3% 148 of 206
Change in share count Balance sheet 27.6% 0.4% 222 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue Share YoY
Cards and Payment Processing Revenue $613M 39.2% ▲ 8.1%
Trust and Investment Management Services Revenue $408M 26.1% ▲ 12.1%
Service Charges Revenue $250M 16.0% ▲ 10.1%
Capital Market Fees $168M 10.8% ▼ 13.0%
Insurance Revenue $81M 5.2% ▲ 5.2%
Other Revenue $30M 1.9% ▲ 200.0%
Leasing Revenue $12M 0.8% ▼ 60.0%

From Huntington Bancshares's 10-K filed February 13, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$31.1B
Institutions reporting
1,143
Shares held vs prior quarter
▲ 1.5%
Positions opened / closed
97 / 98

Top buyers and sellers, Q2 2026: 549 institutions bought and 481 sold ; the biggest buyer was Victory Capital Management Inc (+14.2M shares) and the biggest seller Millennium Management LLC (−21.1M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $3.1B 176.8M 10.1% ▲ 0.5%
Vanguard Capital Management LLC $2.3B 132.3M 7.5% ▲ 0.4%
Wellington Management Group LLP $2.2B 122.3M 7.0% ▼ 5.5%
State Street Corp $1.7B 97.0M 5.6% ▲ 2.9%
Vanguard Portfolio Management LLC $1.7B 94.3M 5.4% ▲ 0.5%
Price T Rowe Associates Inc $1.3B 72.1M 4.1% ▲ 13.7%
Invesco Ltd. $1.3B 71.3M 4.1% ▲ 6.0%
Geode Capital Management, LLC $1B 58.5M 3.3% ▲ 3.1%
Boston Partners $937M 52.8M 3.0% ▲ 5.4%
FMR LLC $898M 50.6M 2.9% ▲ 10.0%
Morgan Stanley $729M 41.1M 2.3% ▲ 19.0%
DZ Bank AG Deutsche Zentral Genossenschafts Bank, Frankfurt Am Main $559M 31.5M 1.8% ▼ 37.0%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Huntington Bancshares's complete shareholder register. Values are as reported by the filers ; 8 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $2.2M 20 trades by 4 insiders, last 12 months Insider sales History → $8M 16 trades by 9 insiders · 25% under pre-set plans
Net ▼ $5.8M net selling
Insider Date Trade Shares Price Value
Torgow Gary Director October 27, 2026 Buy 12,700 $15.73 $199,834
Rollins James D Iii Director October 26, 2026 Buy 10,000 $19.43 $194,300
Rollins James D Iii Director October 26, 2026 Buy 4,000 $14.86 $59,420
Kowalski Kendall A Chief Information Officer August 3, 2026 Sell 27,570 $17.20 $474,204
Kowalski Kendall A Chief Information Officer August 3, 2026 Sell 401 $17.20 $6,898
Hingst Marcy C SEVP and General Counsel June 25, 2026 Sell pre-set plan 10,568 $18.00 $190,224
Rollins James D Iii Director June 12, 2026 Sell 223,522 $17.35 $3.9M
Rollins James D Iii Director June 4, 2026 Buy 4,798 $20.30 $97,399
Rollins James D Iii Director June 3, 2026 Buy 5,202 $20.35 $105,861
Rollins James D Iii Director June 3, 2026 Buy 873 $16.46 $14,370
Rollins James D Iii Director June 2, 2026 Buy 11,127 $16.50 $183,596
Kleinman Scott D Senior Exec. V.P. June 1, 2026 Sell pre-set plan 19,425 $16.20 $314,685

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 10 trades and filings

No trades in Huntington Bancshares disclosed in the last 12 months; 10 earlier trades on record.

  • Robert P. Bresnahan, Jr.(R-PA 8):Sale (full), $1,001 - $15,000, traded April 8, 2025, filed May 8, 2025
  • Dean Phillips(D-MN 3):Purchase, $1,001 - $15,000, traded April 2, 2020, filed May 7, 2020
  • Gilbert Ray Cisneros, Jr.(D-CA 39):Purchase, $1,001 - $15,000, traded March 18, 2020, filed April 16, 2020

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around January 21, 2027 estimated from the company's past filing pattern, not announced

  • October 22, 2026
  • July 23, 2026
  • April 23, 2026
  • January 22, 2026
  • October 20, 2025
  • October 17, 2025

Recent SEC filings

Data status

When each part of this page on Huntington Bancshares was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Huntington Bancshares in brief

What does Huntington Bancshares do?
Huntington Bancshares is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Huntington Bancshares's stock ticker?
Huntington Bancshares trades under the ticker HBAN on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Huntington Bancshares's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Huntington Bancshares reported revenue of $10.4B, 30.6% higher than a year earlier, according to its SEC filings.
What is Huntington Bancshares's free cash flow?
Huntington Bancshares's free-cash-flow margin is 28.1% of revenue over the trailing twelve months.
Who are Huntington Bancshares's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Capital Management LLC and Wellington Management Group LLP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Huntington Bancshares's market cap?
On November 2, 2026, Huntington Bancshares's market capitalisation was about $30.3B, with a price-to-earnings ratio of 12.2 and net debt of $6.6B. Market figures come from third-party market data and may be delayed.
Does Huntington Bancshares pay a dividend?
Yes: Huntington Bancshares paid $1.1B in dividends over the trailing twelve months, a dividend yield of 3.42% and a payout ratio of 44.4%.
Who are Huntington Bancshares's competitors?
In our Regional Banks peer group, the companies closest to Huntington Bancshares are Fifth Third Bancorp, M&T Bank, First Citizens Bancshares Inc, Citizens Financial Group and KeyCorp. The side-by-side comparison below sets their revenue, margins and growth against Huntington Bancshares's.
Are insiders buying or selling Huntington Bancshares stock?
Over the last 12 months, Huntington Bancshares's directors and officers reported 20 open-market purchases and 16 sales on Form 4. The insider trading page charts every trade.
When is Huntington Bancshares's next earnings date?
Around January 21, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Huntington Bancshares announces its own schedule.