First Guaranty Bancshares vs Greene County Bancorp
First Guaranty Bancshares and Greene County Bancorp are similar in size: $95.4m and $92.6m of revenue in their latest fiscal years. Greene County Bancorp grew faster (22.9% against -15.7%). Greene County Bancorp kept more of each dollar of sales as profit: a net margin of 44.3% against -58.7%.
| Latest fiscal year | First Guaranty BancsharesFGBI, 2025 | Greene County BancorpGCBC, 2026 |
|---|---|---|
| Revenue | $95.4m | $92.6m |
| Revenue growth | -15.7% | 22.9% |
| Net income | −$56.0m | $41.0m |
| Operating margin | — | — |
| Net margin | -58.7% | 44.3% |
| Return on equity | -23.3% | 15.9% |
| Free cash flow | −$10.0m | $41.6m |
| Cash | $846m | $145m |
| Total debt | $186m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.04 | — |
| Dividend yield | 0.4% | 0.7% |
| Share buybacks | — | $32,000 |
| Employees | 399 | 203 |
| Market value | $162m | $623m |
| Price vs our value range | — | — |
| Moat score | 24 (Weak) | 79 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |