First Hawaiian vs Mechanics Bancorp
First Hawaiian and Mechanics Bancorp are similar in size: $881m and $809m of revenue in their latest fiscal years. Mechanics Bancorp grew faster (112.8% against 8.9%). Mechanics Bancorp kept more of each dollar of sales as profit: a net margin of 32.9% against 31.4%.
| Latest fiscal year | First HawaiianFHB, 2025 | Mechanics BancorpMCHB, 2025 |
|---|---|---|
| Revenue | $881m | $809m |
| Revenue growth | 8.9% | 112.8% |
| Net income | $276m | $266m |
| Operating margin | — | — |
| Net margin | 31.4% | 32.9% |
| Return on equity | 10.3% | 10.3% |
| Free cash flow | $303m | $187m |
| Cash | $1.48bn | $1.03bn |
| Total debt | $0 | $192m |
| Debt to equity | — | — |
| Dividend per share | $1.04 | — |
| Dividend yield | 4.1% | 9.1% |
| Share buybacks | $100m | — |
| Employees | 2,000 | 1,971 |
| Market value | $3.10bn | $3.28bn |
| Price vs our value range | — | — |
| Moat score | 81 (Strong) | 50 (Moderate) |
| Insider trades, 12 months | 0 buys, 6 sales | 0 buys, 0 sales |