Mechanics Bancorp vs Provident Financial Services
Mechanics Bancorp and Provident Financial Services are similar in size: $809m and $870m of revenue in their latest fiscal years. Mechanics Bancorp grew faster (112.8% against 25.3%). Provident Financial Services kept more of each dollar of sales as profit: a net margin of 33.5% against 32.9%.
| Latest fiscal year | Mechanics BancorpMCHB, 2025 | Provident Financial ServicesPFS, 2025 |
|---|---|---|
| Revenue | $809m | $870m |
| Revenue growth | 112.8% | 25.3% |
| Net income | $266m | $291m |
| Operating margin | — | — |
| Net margin | 32.9% | 33.5% |
| Return on equity | 10.3% | 10.7% |
| Free cash flow | $187m | $431m |
| Cash | $1.03bn | $209m |
| Total debt | $192m | $1.56bn |
| Debt to equity | — | — |
| Dividend per share | — | $0.96 |
| Dividend yield | 9.1% | 4.0% |
| Share buybacks | — | $0 |
| Employees | 1,971 | — |
| Market value | $3.28bn | $3.03bn |
| Price vs our value range | — | — |
| Moat score | 50 (Moderate) | 53 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 9 sales |