Customers Bancorp vs Mechanics Bancorp
Customers Bancorp and Mechanics Bancorp are similar in size: $818m and $809m of revenue in their latest fiscal years. Mechanics Bancorp grew faster (112.8% against 14.5%). Mechanics Bancorp kept more of each dollar of sales as profit: a net margin of 32.9% against 27.4%.
| Latest fiscal year | Customers BancorpCUBI, 2025 | Mechanics BancorpMCHB, 2025 |
|---|---|---|
| Revenue | $818m | $809m |
| Revenue growth | 14.5% | 112.8% |
| Net income | $224m | $266m |
| Operating margin | — | — |
| Net margin | 27.4% | 32.9% |
| Return on equity | 11.3% | 10.3% |
| Free cash flow | $481m | $187m |
| Cash | $4.41bn | $1.03bn |
| Total debt | $0 | $192m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | 9.1% |
| Share buybacks | $5.6m | — |
| Employees | — | 1,971 |
| Market value | $2.90bn | $3.28bn |
| Price vs our value range | — | — |
| Moat score | 63 (Moderate) | 50 (Moderate) |
| Insider trades, 12 months | 1 buys, 18 sales | 0 buys, 0 sales |