Fair Isaac vs Tyler Technologies
Tyler Technologies is the larger business, with $2.33bn of revenue in fiscal 2025 against $1.99bn for Fair Isaac (1.2 times as much). Fair Isaac grew faster (15.9% against 9.1%). Fair Isaac kept more of each dollar of sales as profit: a net margin of 32.7% against 13.5%.
| Latest fiscal year | Fair IsaacFICO, 2025 | Tyler TechnologiesTYL, 2025 |
|---|---|---|
| Revenue | $1.99bn | $2.33bn |
| Revenue growth | 15.9% | 9.1% |
| Net income | $652m | $316m |
| Operating margin | 46.5% | — |
| Net margin | 32.7% | 13.5% |
| Return on equity | — | 8.9% |
| Free cash flow | $770m | $638m |
| Cash | $134m | $1.02bn |
| Total debt | $3.06bn | $600m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $1.41bn | $175m |
| Employees | — | 7,800 |
| Market value | $15.70bn | $19.59bn |
| Price vs our value range | Below our value range | Above our value range |
| Moat score | 71 (Strong) | 64 (Moderate) |
| Insider trades, 12 months | 0 buys, 21 sales | 2 buys, 13 sales |