Figure Technology Solutions vs Lufax Holding
Lufax Holding is the larger business, with $778m of revenue in fiscal 2025 against $507m for Figure Technology Solutions (1.5 times as much). Figure Technology Solutions grew faster (48.7% against -31.4%). Figure Technology Solutions kept more of each dollar of sales as profit: a net margin of 26.4% against -37.5%. Figure Technology Solutions carries less debt relative to equity (45.3% against 79.6%).
| Latest fiscal year | Figure Technology SolutionsFIGR, 2025 | Lufax HoldingLU, 2025 |
|---|---|---|
| Revenue | $507m | $778m |
| Revenue growth | 48.7% | -31.4% |
| Net income | $134m | −$292m |
| Operating margin | 23.2% | — |
| Net margin | 26.4% | -37.5% |
| Return on equity | 16.9% | -2.6% |
| Free cash flow | — | — |
| Cash | $1.20bn | $1.59bn |
| Total debt | $557m | $9.09bn |
| Debt to equity | 45.3% | 79.6% |
| Dividend per share | — | — |
| Dividend yield | — | 0.0% |
| Share buybacks | $0 | — |
| Employees | 307 | — |
| Market value | $5.38bn | $7.23bn |
| Price vs our value range | — | — |
| Moat score | — | — |
| Insider trades, 12 months | 1 buys, 105 sales | 0 buys, 0 sales |