Figure Technology Solutions, Inc. key statistics and ratios

In fiscal 2025, Figure Technology Solutions, Inc. had return on equity of 16.9%, an operating margin of 23.2%, debt equal to 45.3% of equity and a current ratio of 2.20. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Figure Technology Solutions, Inc.: financial ratios, annual
Fiscal year	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Operating margin	−23.6%	2.7%	23.2%	28.4%
Net margin	−22.9%	5.0%	26.4%	33.5%
Return on equity	−21.6%	6.0%	16.9%	18.0%
Return on assets	—	1.5%	7.7%	8.9%
Asset turnover	—	0.29	0.29	0.27
Current ratio	—	1.37	2.20	1.86
Debt to equity	0.0%	133.7%	45.3%	68.1%
Effective tax rate	—	9.9%	−18.1%	−18.2%
R&D as % of revenue	23.5%	18.4%	12.8%	8.8%

US$ thousands unless shown otherwise. Fiscal quarters.

Figure Technology Solutions, Inc.: financial ratios, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Operating margin	25.9%	−1.0%	9.6%	26.1%	33.7%	18.1%	25.1%	34.5%
Net margin	27.1%	6.5%	−1.0%	28.2%	57.3%	9.5%	26.9%	38.8%
Current ratio	—	1.37	—	—	2.26	2.20	1.90	1.86
Debt to equity	—	133.3%	—	—	40.0%	18.7%	20.3%	22.4%
R&D as % of revenue	15.9%	19.4%	20.6%	15.1%	10.2%	9.7%	9.3%	6.9%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Figure Technology Solutions, Inc.'s SEC filings (10-K and 10-Q), retrieved October 20, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Figure Technology Solutions, Inc.