Lufax Holding Ltd key statistics and ratios

In fiscal 2025, Lufax Holding Ltd had return on equity of -2.6%, a net margin of -37.5% and debt equal to 79.6% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Lufax Holding Ltd: financial ratios, annual
Fiscal year	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025
Net margin	42.3%	31.8%	30.0%	43.9%	26.6%	5.3%	−47.4%	−37.5%
Return on equity	40.6%	32.2%	18.5%	19.2%	8.3%	0.9%	−4.5%	−2.6%
Return on assets	—	9.0%	6.0%	5.5%	2.2%	0.3%	−1.8%	−1.0%
Asset turnover	—	0.28	0.20	0.13	0.08	0.05	0.04	0.03
Debt to equity	0.0%	6.2%	12.6%	—	40.1%	42.7%	62.5%	79.6%
Effective tax rate	27.2%	31.5%	31.5%	28.6%	34.8%	40.0%	—	—
Dividends ÷ net income	—	—	0.0%	0.0%	99.2%	177.3%	—	—

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

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Figures from Lufax Holding Ltd's SEC filings (10-K and 10-Q), retrieved November 1, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Lufax Holding Ltd.