Five Star Bancorp vs Simmons First National
Five Star Bancorp is the larger business, with $158m of revenue in fiscal 2025 against $103m for Simmons First National (1.5 times as much). Five Star Bancorp grew faster (25.6% against -86.7%). Five Star Bancorp kept more of each dollar of sales as profit: a net margin of 38.9% against -385.1%.
| Latest fiscal year | Five Star BancorpFSBC, 2025 | Simmons First NationalSFNC, 2025 |
|---|---|---|
| Revenue | $158m | $103m |
| Revenue growth | 25.6% | -86.7% |
| Net income | $61.6m | −$398m |
| Operating margin | — | — |
| Net margin | 38.9% | -385.1% |
| Return on equity | 14.6% | -11.4% |
| Free cash flow | $71.4m | $411m |
| Cash | $507m | $712m |
| Total debt | $0 | $620m |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $0.85 |
| Dividend yield | 2.0% | 3.6% |
| Share buybacks | — | $0 |
| Employees | 233 | 2,917 |
| Market value | $962m | $3.41bn |
| Price vs our value range | — | — |
| Moat score | — | 44 (Weak) |
| Insider trades, 12 months | 7 buys, 14 sales | 0 buys, 0 sales |