FS Bancorp vs Home Bancorp
FS Bancorp and Home Bancorp are similar in size: $153m and $149m of revenue in their latest fiscal years. Home Bancorp grew faster (10.3% against 5.5%). Home Bancorp kept more of each dollar of sales as profit: a net margin of 31.0% against 21.8%.
| Latest fiscal year | FS BancorpFSBW, 2025 | Home BancorpHBCP, 2025 |
|---|---|---|
| Revenue | $153m | $149m |
| Revenue growth | 5.5% | 10.3% |
| Net income | $33.3m | $46.1m |
| Operating margin | — | — |
| Net margin | 21.8% | 31.0% |
| Return on equity | 11.1% | 11.1% |
| Free cash flow | $51.9m | $44.3m |
| Cash | $28.2m | $142m |
| Total debt | $129m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.34 | $1.14 |
| Dividend yield | 3.1% | 2.0% |
| Share buybacks | $15.4m | $14.4m |
| Employees | — | 486 |
| Market value | $325m | $483m |
| Price vs our value range | — | — |
| Moat score | 87 (Strong) | 83 (Strong) |
| Insider trades, 12 months | 0 buys, 11 sales | 0 buys, 0 sales |