Esquire Financial Holdings vs FS Bancorp
Esquire Financial Holdings and FS Bancorp are similar in size: $147m and $153m of revenue in their latest fiscal years. Esquire Financial Holdings grew faster (17.4% against 5.5%). Esquire Financial Holdings kept more of each dollar of sales as profit: a net margin of 34.7% against 21.8%.
| Latest fiscal year | Esquire Financial HoldingsESQ, 2025 | FS BancorpFSBW, 2025 |
|---|---|---|
| Revenue | $147m | $153m |
| Revenue growth | 17.4% | 5.5% |
| Net income | $50.8m | $33.3m |
| Operating margin | — | — |
| Net margin | 34.7% | 21.8% |
| Return on equity | 19.3% | 11.1% |
| Free cash flow | $56.7m | $51.9m |
| Cash | $236m | $28.2m |
| Total debt | $0 | $129m |
| Debt to equity | — | — |
| Dividend per share | $0.70 | $1.34 |
| Dividend yield | 0.6% | 3.1% |
| Share buybacks | — | $15.4m |
| Employees | — | — |
| Market value | $1.07bn | $325m |
| Price vs our value range | — | — |
| Moat score | 76 (Strong) | 87 (Strong) |
| Insider trades, 12 months | 0 buys, 18 sales | 0 buys, 11 sales |