First United vs Peoples Bancorp Of North Carolina
First United and Peoples Bancorp Of North Carolina are similar in size: $88.7m and $90.0m of revenue in their latest fiscal years. First United grew faster (11.1% against 10.0%). First United kept more of each dollar of sales as profit: a net margin of 27.6% against 22.0%.
| Latest fiscal year | First UnitedFUNC, 2025 | Peoples Bancorp Of North CarolinaPEBK, 2025 |
|---|---|---|
| Revenue | $88.7m | $90.0m |
| Revenue growth | 11.1% | 10.0% |
| Net income | $24.5m | $19.8m |
| Operating margin | — | — |
| Net margin | 27.6% | 22.0% |
| Return on equity | 12.8% | 13.8% |
| Free cash flow | $15.4m | $20.0m |
| Cash | $132m | $58.1m |
| Total debt | $114m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.96 | $0.96 |
| Dividend yield | 2.1% | 2.3% |
| Share buybacks | — | $0 |
| Employees | — | 268 |
| Market value | $295m | $238m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 74 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 3 buys, 29 sales |