First National vs Peoples Bancorp Of North Carolina
First National and Peoples Bancorp Of North Carolina are similar in size: $90.3m and $90.0m of revenue in their latest fiscal years. First National grew faster (31.1% against 10.0%). Peoples Bancorp Of North Carolina kept more of each dollar of sales as profit: a net margin of 22.0% against 19.6%.
| Latest fiscal year | First NationalFXNC, 2025 | Peoples Bancorp Of North CarolinaPEBK, 2025 |
|---|---|---|
| Revenue | $90.3m | $90.0m |
| Revenue growth | 31.1% | 10.0% |
| Net income | $17.7m | $19.8m |
| Operating margin | — | — |
| Net margin | 19.6% | 22.0% |
| Return on equity | 10.0% | 13.8% |
| Free cash flow | $20.9m | $20.0m |
| Cash | $161m | $58.1m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.64 | $0.96 |
| Dividend yield | 2.0% | 2.3% |
| Share buybacks | — | $0 |
| Employees | 308 | 268 |
| Market value | $277m | $238m |
| Price vs our value range | — | — |
| Moat score | 53 (Moderate) | 74 (Strong) |
| Insider trades, 12 months | 1 buys, 0 sales | 3 buys, 29 sales |