First US Bancshares vs Provident Financial Holdings
First US Bancshares and Provident Financial Holdings are similar in size: $41.0m and $40.1m of revenue in their latest fiscal years. First US Bancshares grew faster (3.3% against 2.7%). Provident Financial Holdings kept more of each dollar of sales as profit: a net margin of 16.6% against 14.6%.
| Latest fiscal year | First US BancsharesFUSB, 2025 | Provident Financial HoldingsPROV, 2026 |
|---|---|---|
| Revenue | $41.0m | $40.1m |
| Revenue growth | 3.3% | 2.7% |
| Net income | $6.0m | $6.7m |
| Operating margin | — | — |
| Net margin | 14.6% | 16.6% |
| Return on equity | 5.9% | 5.2% |
| Free cash flow | $9.1m | $8.5m |
| Cash | $73.5m | $49.2m |
| Total debt | $10.9m | $157m |
| Debt to equity | — | — |
| Dividend per share | $0.28 | $0.56 |
| Dividend yield | 1.7% | 3.2% |
| Share buybacks | $1.8m | $6.0m |
| Employees | 152 | 158 |
| Market value | $91.4m | $114m |
| Price vs our value range | — | — |
| Moat score | 38 (Weak) | 49 (Moderate) |
| Insider trades, 12 months | 28 buys, 1 sales | 0 buys, 5 sales |