BV Financial vs First US Bancshares
BV Financial and First US Bancshares are similar in size: $39.6m and $41.0m of revenue in their latest fiscal years. BV Financial grew faster (5.1% against 3.3%). BV Financial kept more of each dollar of sales as profit: a net margin of 34.1% against 14.6%.
| Latest fiscal year | BV FinancialBVFL, 2025 | First US BancsharesFUSB, 2025 |
|---|---|---|
| Revenue | $39.6m | $41.0m |
| Revenue growth | 5.1% | 3.3% |
| Net income | $13.5m | $6.0m |
| Operating margin | — | — |
| Net margin | 34.1% | 14.6% |
| Return on equity | 7.1% | 5.9% |
| Free cash flow | $18.8m | $9.1m |
| Cash | $55.7m | $73.5m |
| Total debt | $35.0m | $10.9m |
| Debt to equity | — | — |
| Dividend per share | — | $0.28 |
| Dividend yield | — | 1.7% |
| Share buybacks | $30.0m | $1.8m |
| Employees | 99 | 152 |
| Market value | $188m | $90.9m |
| Price vs our value range | — | — |
| Moat score | — | 38 (Weak) |
| Insider trades, 12 months | 0 buys, 0 sales | 28 buys, 1 sales |