GCL Global Holdings vs Exzeo Group
GCL Global Holdings and Exzeo Group are similar in size: $239m and $217m of revenue in their latest fiscal years. GCL Global Holdings grew faster (68.2% against 62.0%). Exzeo Group kept more of each dollar of sales as profit: a net margin of 38.1% against -10.5%. Exzeo Group carries less debt relative to equity (0.0% against 205.7%).
| Latest fiscal year | GCL Global HoldingsGCL, 2026 | Exzeo GroupXZO, 2025 |
|---|---|---|
| Revenue | $239m | $217m |
| Revenue growth | 68.2% | 62.0% |
| Net income | −$25.0m | $82.7m |
| Operating margin | -5.6% | 48.8% |
| Net margin | -10.5% | 38.1% |
| Return on equity | -68.8% | 61.4% |
| Free cash flow | −$11.6m | $97.5m |
| Cash | $36.6m | $305m |
| Total debt | $75.7m | $0 |
| Debt to equity | 205.7% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $1.5m |
| Employees | — | — |
| Market value | $113m | $1.58bn |
| Price vs our value range | — | Below our value range |
| Moat score | — | — |
| Insider trades, 12 months | 0 buys, 0 sales | 73 buys, 0 sales |