Home Bancshares vs United Community Banks
Home Bancshares and United Community Banks are similar in size: $1.09bn and $1.06bn of revenue in their latest fiscal years. United Community Banks grew faster (11.7% against 7.2%). Home Bancshares kept more of each dollar of sales as profit: a net margin of 43.6% against 30.9%.
| Latest fiscal year | Home BancsharesHOMB, 2025 | United Community BanksUCB, 2025 |
|---|---|---|
| Revenue | $1.09bn | $1.06bn |
| Revenue growth | 7.2% | 11.7% |
| Net income | $475m | $328m |
| Operating margin | — | — |
| Net margin | 43.6% | 30.9% |
| Return on equity | 11.5% | 9.3% |
| Free cash flow | $377m | $356m |
| Cash | $667m | $396m |
| Total debt | $250,000 | $205m |
| Debt to equity | — | — |
| Dividend per share | $0.81 | $0.98 |
| Dividend yield | 2.7% | 2.7% |
| Share buybacks | $82.2m | $44.3m |
| Employees | 2,543 | 3,070 |
| Market value | $6.04bn | $4.46bn |
| Price vs our value range | — | — |
| Moat score | 79 (Strong) | 63 (Moderate) |
| Insider trades, 12 months | 1 buys, 8 sales | 1 buys, 9 sales |