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United Community Banks Inc cash flow statement

In fiscal 2025, United Community Banks Inc's operations generated $384m of cash; it spent $27.6m on capital projects, leaving free cash flow of $356m. It returned $119m in dividends and $44.3m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash from operations140123152183192102113140208270154159359607294350384388
Depreciation and amortisation1516213326202330273124−9−24745414662
Stock-based pay422234446698799111113
Capital spending1577485111722182118264372472827
Free cash flow12511614517918497103123186252133140333565221303356361
Free cash flow after stock pay1211141431771809398118180246124132326556213292345348
Dividends paid—————21516264253596787105112119121
Share buybacks———————14001321150004467

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from United Community Banks Inc's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to United Community Banks Inc.