United Community Banks vs Wsfs Financial
United Community Banks and Wsfs Financial are similar in size: $1.06bn and $1.07bn of revenue in their latest fiscal years. United Community Banks grew faster (11.7% against 1.9%). United Community Banks kept more of each dollar of sales as profit: a net margin of 30.9% against 27.0%.
| Latest fiscal year | United Community BanksUCB, 2025 | Wsfs FinancialWSFS, 2025 |
|---|---|---|
| Revenue | $1.06bn | $1.07bn |
| Revenue growth | 11.7% | 1.9% |
| Net income | $328m | $287m |
| Operating margin | — | — |
| Net margin | 30.9% | 27.0% |
| Return on equity | 9.3% | 10.8% |
| Free cash flow | $356m | $214m |
| Cash | $396m | $1.70bn |
| Total debt | $205m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.98 | $0.66 |
| Dividend yield | 2.7% | 0.9% |
| Share buybacks | $44.3m | $290m |
| Employees | 3,070 | — |
| Market value | $4.46bn | $4.16bn |
| Price vs our value range | — | — |
| Moat score | 63 (Moderate) | 68 (Moderate) |
| Insider trades, 12 months | 1 buys, 9 sales | 0 buys, 9 sales |