Renasant vs United Community Banks
Renasant and United Community Banks are similar in size: $986m and $1.06bn of revenue in their latest fiscal years. Renasant grew faster (37.7% against 11.7%). United Community Banks kept more of each dollar of sales as profit: a net margin of 30.9% against 18.4%.
| Latest fiscal year | RenasantRNST, 2025 | United Community BanksUCB, 2025 |
|---|---|---|
| Revenue | $986m | $1.06bn |
| Revenue growth | 37.7% | 11.7% |
| Net income | $181m | $328m |
| Operating margin | — | — |
| Net margin | 18.4% | 30.9% |
| Return on equity | 5.5% | 9.3% |
| Free cash flow | $238m | $356m |
| Cash | $1.07bn | $396m |
| Total debt | $1.06bn | $205m |
| Debt to equity | — | — |
| Dividend per share | $0.89 | $0.98 |
| Dividend yield | 2.4% | 2.7% |
| Share buybacks | $13.3m | $44.3m |
| Employees | 3,000 | 3,070 |
| Market value | $3.65bn | $4.46bn |
| Price vs our value range | — | — |
| Moat score | 59 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 1 buys, 10 sales | 1 buys, 9 sales |