International Money Express vs Marqeta
International Money Express and Marqeta are similar in size: $608m and $625m of revenue in their latest fiscal years. Marqeta grew faster (23.3% against -7.7%). International Money Express kept more of each dollar of sales as profit: a net margin of 5.4% against -2.2%. Marqeta carries less debt relative to equity (0.0% against 121.0%).
| Latest fiscal year | International Money ExpressIMXI, 2025 | MarqetaMQ, 2025 |
|---|---|---|
| Revenue | $608m | $625m |
| Revenue growth | -7.7% | 23.3% |
| Net income | $32.7m | −$13.9m |
| Operating margin | 9.2% | -7.4% |
| Net margin | 5.4% | -2.2% |
| Return on equity | 22.1% | -1.5% |
| Free cash flow | $15.8m | $161m |
| Cash | $169m | $709m |
| Total debt | $195m | $0 |
| Debt to equity | 121.0% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $16.3m | $391m |
| Employees | — | — |
| Market value | $255m | $1.90bn |
| Price vs our value range | Below our value range | — |
| Moat score | 68 (Moderate) | 38 (Weak) |
| Insider trades, 12 months | 0 buys, 0 sales | 1 buys, 35 sales |