International Money Express vs CPI Card Group
International Money Express and CPI Card Group are similar in size: $608m and $544m of revenue in their latest fiscal years. CPI Card Group grew faster (13.1% against -7.7%). International Money Express kept more of each dollar of sales as profit: a net margin of 5.4% against 2.8%.
| Latest fiscal year | International Money ExpressIMXI, 2025 | CPI Card GroupPMTS, 2025 |
|---|---|---|
| Revenue | $608m | $544m |
| Revenue growth | -7.7% | 13.1% |
| Net income | $32.7m | $14.9m |
| Operating margin | 9.2% | — |
| Net margin | 5.4% | 2.8% |
| Return on equity | 22.1% | — |
| Free cash flow | $15.8m | $41.3m |
| Cash | $169m | $21.7m |
| Total debt | $195m | $287m |
| Debt to equity | 121.0% | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $16.3m | — |
| Employees | — | — |
| Market value | $255m | $286m |
| Price vs our value range | Below our value range | Below our value range |
| Moat score | 68 (Moderate) | 54 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 9 buys, 3 sales |