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Lexinfintech Holdings vs SLM

Lexinfintech Holdings and SLM are similar in size: $1.83bn and $1.98bn of revenue in their latest fiscal years. SLM grew faster (7.3% against -7.3%). SLM kept more of each dollar of sales as profit: a net margin of 37.5% against 12.8%.

Latest fiscal yearLexinfintech HoldingsLX, 2025SLMSLM, 2025
Revenue $1.83bn $1.98bn
Revenue growth -7.3% 7.3%
Net income $233m $745m
Operating margin — —
Net margin 12.8% 37.5%
Return on equity 14.7% 32.3%
Free cash flow $454m —
Cash $308m $4.24bn
Total debt $471m $5.86bn
Debt to equity 27.5% —
Dividend per share — $0.52
Dividend yield 45.1% 3.0%
Share buybacks $28.1m $369m
Employees — 1,788
Market value $120m $3.32bn
Price vs our value range — —
Moat score — 45 (Weak)
Insider trades, 12 months 0 buys, 0 sales 0 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.