Lexinfintech Holdings vs SLM
Lexinfintech Holdings and SLM are similar in size: $1.83bn and $1.98bn of revenue in their latest fiscal years. SLM grew faster (7.3% against -7.3%). SLM kept more of each dollar of sales as profit: a net margin of 37.5% against 12.8%.
| Latest fiscal year | Lexinfintech HoldingsLX, 2025 | SLMSLM, 2025 |
|---|---|---|
| Revenue | $1.83bn | $1.98bn |
| Revenue growth | -7.3% | 7.3% |
| Net income | $233m | $745m |
| Operating margin | — | — |
| Net margin | 12.8% | 37.5% |
| Return on equity | 14.7% | 32.3% |
| Free cash flow | $454m | — |
| Cash | $308m | $4.24bn |
| Total debt | $471m | $5.86bn |
| Debt to equity | 27.5% | — |
| Dividend per share | — | $0.52 |
| Dividend yield | 45.1% | 3.0% |
| Share buybacks | $28.1m | $369m |
| Employees | — | 1,788 |
| Market value | $120m | $3.32bn |
| Price vs our value range | — | — |
| Moat score | — | 45 (Weak) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |