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SLM Corp income statement

In fiscal 2025, SLM Corp reported revenue of $1.98bn, up 7.3% on the year before and net income of $745m, or $3.46 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Revenue3,0564,5013,2586757607368859601,1261,3611,6721,8112,0271,8231,8091,8491,9841,791
Research and development138154115———————————————
Interest expense3,0352,2752,4018389961291863085227085423825431,030———
Net interest income1,7233,4793,5294084625787028911,1291,4131,6231,4801,3951,4891,5621,4811,5021,425
Non-interest income1,3331,022−27126729815718369−3−5249331632335247368483366
Non-interest expense1,1291,9921,038267275316356386449557574564520559686642659744
Provision for credit losses1,1191,4191,2956669869015918624535493−233414243361——
Income before tax8081,0909253424173344394144915597441,1541,540631778799993738
Income tax26449332812615914016516420372165273380162197190248170
Net income3245306332182591942742502894875788811,161469581608745567
Diluted EPS$0.38$0.94$1.18$0.45$0.58$0.42$0.59$0.53$0.62$1.07$1.30$2.25$3.61$1.76$2.41$2.68$3.46$2.91
Diluted shares (average)472m488m523m483m449m432m432m433m439m440m431m387m320m262m234m220m211m195m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from SLM Corp's SEC filings (10-K and 10-Q), retrieved October 23, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to SLM Corp.