Ezcorp vs SLM
SLM is the larger business, with $1.98bn of revenue in fiscal 2025 against $1.27bn for Ezcorp (1.6 times as much). Ezcorp grew faster (9.7% against 7.3%). SLM kept more of each dollar of sales as profit: a net margin of 37.5% against 8.6%.
| Latest fiscal year | EzcorpEZPW, 2025 | SLMSLM, 2025 |
|---|---|---|
| Revenue | $1.27bn | $1.98bn |
| Revenue growth | 9.7% | 7.3% |
| Net income | $110m | $745m |
| Operating margin | — | — |
| Net margin | 8.6% | 37.5% |
| Return on equity | 12.0% | 32.3% |
| Free cash flow | $110m | — |
| Cash | $470m | $4.24bn |
| Total debt | $530m | $5.86bn |
| Debt to equity | — | — |
| Dividend per share | — | $0.52 |
| Dividend yield | — | 3.0% |
| Share buybacks | $7.0m | $369m |
| Employees | 8,500 | 1,788 |
| Market value | $2.40bn | $3.32bn |
| Price vs our value range | Below our value range | — |
| Moat score | 40 (Weak) | 45 (Weak) |
| Insider trades, 12 months | 0 buys, 12 sales | 0 buys, 0 sales |