Ezcorp vs Lexinfintech Holdings
Lexinfintech Holdings is the larger business, with $1.83bn of revenue in fiscal 2025 against $1.27bn for Ezcorp (1.4 times as much). Ezcorp grew faster (9.7% against -7.3%). Lexinfintech Holdings kept more of each dollar of sales as profit: a net margin of 12.8% against 8.6%.
| Latest fiscal year | EzcorpEZPW, 2025 | Lexinfintech HoldingsLX, 2025 |
|---|---|---|
| Revenue | $1.27bn | $1.83bn |
| Revenue growth | 9.7% | -7.3% |
| Net income | $110m | $233m |
| Operating margin | — | — |
| Net margin | 8.6% | 12.8% |
| Return on equity | 12.0% | 14.7% |
| Free cash flow | $110m | $454m |
| Cash | $470m | $308m |
| Total debt | $530m | $471m |
| Debt to equity | — | 27.5% |
| Dividend per share | — | — |
| Dividend yield | — | 45.1% |
| Share buybacks | $7.0m | $28.1m |
| Employees | 8,500 | — |
| Market value | $2.40bn | $120m |
| Price vs our value range | Below our value range | — |
| Moat score | 40 (Weak) | — |
| Insider trades, 12 months | 0 buys, 12 sales | 0 buys, 0 sales |