MVB Financial vs Peoples Financial Services
MVB Financial and Peoples Financial Services are similar in size: $168m and $188m of revenue in their latest fiscal years. Peoples Financial Services grew faster (39.7% against 10.2%). Peoples Financial Services kept more of each dollar of sales as profit: a net margin of 31.5% against 16.1%.
| Latest fiscal year | MVB FinancialMVBF, 2025 | Peoples Financial ServicesPFIS, 2025 |
|---|---|---|
| Revenue | $168m | $188m |
| Revenue growth | 10.2% | 39.7% |
| Net income | $26.9m | $59.2m |
| Operating margin | — | — |
| Net margin | 16.1% | 31.5% |
| Return on equity | 8.4% | 12.0% |
| Free cash flow | $2.1m | $43.3m |
| Cash | $244m | $269m |
| Total debt | $0 | $32.7m |
| Debt to equity | — | — |
| Dividend per share | $0.68 | $2.47 |
| Dividend yield | 2.5% | 3.3% |
| Share buybacks | $10.2m | — |
| Employees | 403 | 547 |
| Market value | $340m | $750m |
| Price vs our value range | — | — |
| Moat score | 54 (Moderate) | 61 (Moderate) |
| Insider trades, 12 months | 3 buys, 0 sales | 0 buys, 0 sales |