Peoples Financial Services vs Trustco Bank Corp N Y
Peoples Financial Services and Trustco Bank Corp N Y are similar in size: $188m and $188m of revenue in their latest fiscal years. Peoples Financial Services grew faster (39.7% against 9.4%). Trustco Bank Corp N Y kept more of each dollar of sales as profit: a net margin of 32.5% against 31.5%.
| Latest fiscal year | Peoples Financial ServicesPFIS, 2025 | Trustco Bank Corp N YTRST, 2025 |
|---|---|---|
| Revenue | $188m | $188m |
| Revenue growth | 39.7% | 9.4% |
| Net income | $59.2m | $61.1m |
| Operating margin | — | — |
| Net margin | 31.5% | 32.5% |
| Return on equity | 12.0% | 9.0% |
| Free cash flow | $43.3m | $45.7m |
| Cash | $269m | $730m |
| Total debt | $32.7m | $120m |
| Debt to equity | — | — |
| Dividend per share | $2.47 | $1.48 |
| Dividend yield | 3.3% | 2.8% |
| Share buybacks | — | $38.1m |
| Employees | 547 | 819 |
| Market value | $731m | $982m |
| Price vs our value range | — | — |
| Moat score | 61 (Moderate) | 78 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |