First Community Bankshares vs MVB Financial
First Community Bankshares and MVB Financial are similar in size: $168m and $168m of revenue in their latest fiscal years. MVB Financial grew faster (10.2% against 1.0%). MVB Financial kept more of each dollar of sales as profit: a net margin of 16.1% against 7.2%.
| Latest fiscal year | First Community BanksharesFCBC, 2025 | MVB FinancialMVBF, 2025 |
|---|---|---|
| Revenue | $168m | $168m |
| Revenue growth | 1.0% | 10.2% |
| Net income | $12.0m | $26.9m |
| Operating margin | — | — |
| Net margin | 7.2% | 16.1% |
| Return on equity | 2.3% | 8.4% |
| Free cash flow | $60.0m | $2.1m |
| Cash | — | $244m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $4.31 | $0.68 |
| Dividend yield | 4.6% | 2.5% |
| Share buybacks | $1.9m | $10.2m |
| Employees | 622 | 403 |
| Market value | $902m | $340m |
| Price vs our value range | — | — |
| Moat score | 85 (Strong) | 54 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 3 buys, 0 sales |